• Budget •

Smarter spendingstarts with you

Transform the way you spend with intelligent features that simplify budgeting, enhance clarity, and give total control.

Budget Hero Visual

Using Budget is effortless

Enjoy an easier, smarter Budgeting experience

1

Create Your Virtual Account

Create a myStash virtual account to receive your funds into.

Your virtual account is personalized for you and your business

Step 1
2

Create Pockets

Create pockets for your spendings and assign a percentage to them.

This is the percentage of the total money entering a particular

myStash Virtual Account

Step 2
3

Add Settlement Account

Funds that are not budgeted are conveniently settled

into your settlement account or myStash wallet

ready for future use.

Step 3
4

Deposit Fund

Allocate your budget to Pockets. Once you've set your

budget percentages, move funds into your myStash

Virtual accounts, to have them divided into the

appropriate pockets

Step 4
5

Spend from Pocket

Spend from your designated pocket. For example,

pay for your transport from your "Transportation"

pocket.

Step 5

Budget Feature you will love

Build better budgets daily and spend smarter everytime, with insights that keep you in control of your money.

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Active Budgeting

Automatically manage your monthly budgets without worrying or overspending. Tailor every budget plan to your unique needs.

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Virtual Bank Accounts

With myStash, you can manage your virtual accounts, make payments, and track your finances seamlessly from anywhere- all with secure, real time access too your money.

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Secure & Confidential

Your account information is protected with advanced encryption and trusted systems- giving you total peace of mind.

Budget Benefits
• Budgeting made crystal clear

Create better budgets everyday,
so you can plan smarter and
spend wisely

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Frequently Asked Questions

A Pocket is a dedicated section within your myStash account where you can allocate specific amounts of money for different spending categories like transportation, groceries, entertainment, etc.

A Settlement Account is where unallocated funds from your Virtual Bank Account (VBA) are automatically transferred. It's like a default holding account for money that hasn't been assigned to specific pockets.

No, a Naira account cannot be used as a settlement account for a Dollar Virtual Bank Account (VBA). Settlement accounts must be in the same currency as the VBA to ensure proper currency conversion and transaction processing.

No, Naira cannot be directly added to a Dollar Pocket. Each pocket is currency-specific. You would need to convert Naira to Dollars first, then add the Dollars to your Dollar Pocket.

No, each Pocket can only be connected to one Virtual Bank Account (VBA). This ensures clear fund tracking and prevents confusion in budget allocation across multiple accounts.

• Get In Touch •

Have an enquiry or want to learn more

about our services?

Let's chat; kindly fill out the form and we will respond in less than 72 hours.

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© In Nigeria, myStash is duly registered and regulated as a cooperative society under the Lagos state Ministry of Commerce, Industry and Cooperatives.

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Contact

Location

NG

Lagos Office; Pentagon Plaza, 2nd floor

23, Opebi-Rd, Ikeja, Lagos, Nigeria

Location

USA

2055 Limestone Road STE 200-C,

Wilmington, Delaware 19808